 Home > About FWCJUA > Facts
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The FWCJUA was designed to be self-supporting.
Standard classification and rating rules apply.
No premium discount or deductible credits apply to FWCJUA policies.
A flat fee of $475 is applicable to all new and renewal FWCJUA policies.
The FWCJUA has three different rating tiers, each with different surcharge amounts. In order to properly calculate the total estimated annual premium, you must determine the tier for which the Employer is eligible.
All Tier rating premiums are surcharged (effective 7/1/09: 35% for Tier 1, 126% for Tier 2 and 139% for Tier 3; effective 1/1/2010: 28% for Tier 1, 124% for Tier 2 and 124% for Tier 3) on voluntary compariable premium.
Employers that are eligible for experience rating and are in the FWCJUA, shall be subject to an Assigned Risk Adjustment Program Factor (ARAP) if assigned to Tier 3. The ARAP factor is published on the experience rating worksheet.
Tier 3 is an assessable rating tier. Employers qualifying for Tier 3 shall receive an assessable policy and shall be required to contribute on a pro-rata-earned-premium basis the money necessary to meet any assessment levied to cover any deficit attributable to Tier 3. Participants in Tier 3 may be assessed more than once, and any asessment may be made either while the Tier 3 policy is in effect or at any time after the termination, expiration or cancellation of the Tier 3 policy. Assessments levied against Tier 3 participants shall cover only the deficits attributable to Tier 3. |
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